PHLO is the world’s first Distributed Ledger Technology platform aimed to provide an affordable commodity trade financing solution for small and medium-sized enterprises. The resolution is to make access to be more transparent and affordable, by implementing Artificial Intelligence (AI) and Machine Learning (ML) technologies. Targeting to close the financing gap $1.3 trillion of unmet demand those having trade volume under $10m, PHLO would allow businesses to get an easy access to the commodity trade stakeholder’s network sharing with each other relevant data. The solution offered would eventually reduce the paperwork proceedings, letting all the counterparties - traders, warehouses, financial institutions and legal authorities to interact without a middle office, saving both time and high expenses.

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