4STOP

FourStop GmbH (4Stop) specializes in providing leading KYB, KYC and compliance services, paired with their proprietary anti-fraud technology and data science all available from a single API integration. Establishing a true all-in-one solution for optimal risk management and fraud defence world-wide. 4Stop’s platform brings together their proprietary real-time anti-fraud technology paired with thousands of aggregated global data points and hundreds of global premium KYC and KYB data sources, in a single integration. Businesses can confidently anticipate risk and are empowered to make well-informed decisions, backed by quantifiable data to manage regulatory obligations and fraud risk to accelerate their business performance. 4Stop has been developed with a full understanding of compliance needs — locally and globally, today and in the future.

The 4Stop KYB solution dramatically streamlines merchant onboarding by performing granular merchant underwriting in near real-time with comprehensive data analysis on businesses online presence, operational performance, compliance adherence, UBO’s / Directors KYC, credit scoring and limit and registry documentation verification. Businesses obtain all the data they require - in one location - to confidently accept or decline merchants and effortlessly lets them continue to mitigate risk with merchants through on-going automated re-checks.

4Stop’s KYC data hub solution encompasses one of the largest KYC data aggregation in the industry to provide true worldwide KYC data coverage. Businesses have access to thousands of global data points and hundreds of KYC data solutions. All with the ability to perform full market profile data simulations, make quantifiable decisions based on data science and most importantly, activate and deploy their required KYC in real-time. Paired with the ability to maximise cost-savings on KYC data performance and receive the best data experience possible through 4Stop’s cascading verification logic. Performing data points when and where they require them in their customers' journey. 4Stop continuously aggregate data and KYC data sources globally so businesses can continue to enjoy all the data and KYC they require from their initial integration with zero-touch on their IT and internal development resources. Businesses have confidence their KYC is future-proofed and they can grow and enter into any market worldwide in an expedited manner.

The 4Stop anti-fraud technology provides an automated and multi-faceted rules engine that performs real-time analysis with automated system actions through to receiving granular risk monitoring with real-time intelligence. Businesses can apply risk thresholds and anti-fraud parameters per merchant, sub-merchant, region, type, market/industry, date/time, etc. Businesses have full control of their transactional management in a fully automated manner. Through the single-view-of-risk, overall monitoring is efficient with minimal requirement for manual intervention. Businesses that have utilised 4Stop’s anti-fraud technology experience a 66.6% reduction in chargebacks in the first 2 months with an average of 81.5% approval authorisation rate. Businesses that have implemented the cascading KYC verification technology, have seen a growth of 10.9% in savings within the first 2 months.

4Stop continues to expand its platform to support businesses online engagement. From continuous aggregation of data, expanding KYB and KYC data sources and furthering the proprietary technology and features available; including implementing machine learning. 4Stop has been designed to be the simple, fail-safe, future-proof solution that businesses can effortlessly manage their risk requirements – supporting our ever-evolving and growing online eco-system.